In my country, I could say that there are various levels of healthcare insurance, some of them give little benefits with awful treatment and some give great treatment with wonderful benefits. It's really important to research and think a lot when choosing insurance, so the author did a great work talking about how to find insurance that fits you.Buk Nerd wrote: ↑01 Jun 2021, 11:07 I’m with the author on this. In Nigeria, good health insurance can be the difference between getting quality healthcare when you need it and being left to fend for yourself in the middle of an emergency. This is not to say the system is perfect, but most times it's better to have it.
Has she been honest about health insurance?
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Re: Has she been honest about health insurance?
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Yes, I also think that the author is not marketing insurance companies since she talks about various different options to the reader, it's not like she was giving preference to some kind of service, in my opinion.sssns wrote: ↑01 Jun 2021, 12:43 I think the book explores health insurance options that could guide clients or patients. Likewise, seeing the business side of the industry gives a different perspective. The information from these various angles is helpful in weighing the pros and cons of what they are offering.
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I agree that the author didn't lie about the healthcare insurance companies because it's really important to have one, especially in places like the US, where all services are pretty costly to everyone.El_limitless wrote: ↑01 Jun 2021, 12:46 Yeah, the author was honest about health insurance. I've personally benefited from health insurance. My medical bills were beyond my financial reach, and health insurance steeped in to offset the bills.
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Healthcare insurance is really something complicated to explain, and the fact that this service in the US is so important maybe makes it even more difficult because it's full of bureaucracies and unnecessary steps, but I think that the author said relevant things about insurance that were very honest.
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Wow, it must have been really difficult. It's very sad that some people without insurance aren't able to pay the treatment costs and some of them end up spending their entire lives paying for it. The author seems to highlight the point that insurance is the difference between paying an absurd amount of money and paying an understandable, yet costly, amount.Bertha Jackson wrote: ↑01 Jun 2021, 20:12 As a cancer survivor, I can honestly say I benefitted from having insurance. By the time I became cancer-free, the total bill was enormous. My insurance did not cover all expenses because of co-pays but it did make it manageable.
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It's very sad how there are scams even when we are talking about human rights, about people's health. But because of that, it's important to research a lot when you are looking for an insurance company for you. The author really brings some cons and pros about different models of insurance to help the reader too, it may not be useful to avoid scammers, but it is still helpful to find a good insurance service.Thokchom Alice wrote: ↑02 Jun 2021, 00:09 I would say the author is honest regarding the insurance system. Many people have been benefitted though, there are cases in which people come across scams in many places.
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Indeed the author seems to be very honest since she even talks about positive and negative points of having insurance services and a lot of people benefit from insurances since they get to pay more affordable costs rather than the absurd costs of healthcare services for people who don't have insurance.REIGNING20 wrote: ↑02 Jun 2021, 01:11Sushan wrote: ↑31 May 2021, 23:51(Location 145 in Kindle version of the book)...my topic was the importance of having access to some form of health insurance – whether you’re in the United States or elsewhere. Part of this book delves into insurance, and I am experiencing firsthand the importance of having catastrophic health insurance. I’m also a huge proponent of Health Savings Account (HSA) plans.
Do you feel the same as the author about health insurance? Have you had benefits because you had an insurance or had difficulties because you did not have an insurance? Has the author been honest or is she trying to market the insurance companies (she has dedicated three chapters of her book to talk about health insurance.)?
I believe the author's sentiments are worth being considered and that it's really true for people to invest in health insurance. That would really come in handy especially when people fall ill and cannot afford to pay for their medication.
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It's a reality that there are scammers everywhere, so the best option is to get information about all the services, and the author is indeed helpful when talking about it. She doesn't force the idea of having insurance, she brings the positive aspects, the negative aspects, which I found great too.Mys_Trea wrote: ↑02 Jun 2021, 01:38 In South Africa, we have free healthcare, as well as the option to use health insurance or medical aid. That being said, I cannot stress enough the importance of having medical aid, as that gives you access to a better quality of healthcare.
Various healthcare insurance groups have been constantly known to be unfair and even dishonest in their practices; sometimes even prejudicing clients because of race, for example. So in my view, having health insurance is a necessary evil, therefore, one has to be well-informed when choosing a healthcare provider. Long story short, I think the author is not only honest, but extremely helpful in equipping us with her knowledge.
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On the other hand, there is a downside. It's true that insurance companies have sometimes been accused of scamming and dishonesty. I also think that bureaucracy is a problem as I required insurance once, but it took too long to apply it and we had to wait for a couple of days which was not the best.
Honestly, all I can say is that everything has two sides to it and insurance is no exception.
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