Review of Reconfigurement
- Bradley Shelvie
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Review of Reconfigurement
"What will I do after retirement? What if I become disabled and lose my ability to earn income? Should I take that career change I've so long wanted? And what options of insurance do I have?" These are just a handful of questions we ask every day. With the average age for retirement set at 65, many things could go wrong before or after calling it quits from that job, whether lucrative or not. In a bid to plan for the future, we may need — or have to — reconfigure our lives. That's E. Alan Fleischauer's perspective in Reconfigurement.
One of the book's strengths is that the topics it handles cut across a wide spectrum of audiences. As long as someone is past legal age, he or she will have to worry about finances, expenditures, taxes, and many other things. At some point, they may be forced to the drawing board to table out how they wish to spend the rest of their lives. That's where this book comes in. It cuts through crucial topics like whether you should apply for individual income protection or not, whether you should take that career change, the "ins" and "outs" of a 401(k), and other important things that may prove helpful when making such crucial decisions.
While the book is entertaining, it is also as realistic and straightforward as can be. I owe this to the author's way of injecting humor into his explanations without making them sound irrelevant. Some are not real-life scenarios, but they are factual in the ideas they pass across. This book forces us to look into what we usually ignore until it reaches a point of "I wish I knew". In fact, the revelation that I am more likely to be disabled than my house being destroyed by fire was as shocking as it was awakening to me (a probability of 1 out of 91 compared to 1 out of 21). It also underscored why I should have individual income protection.
I don't think I have any negative comments about this book. There were a few errors (some debatable), but the book looks professionally edited. Furthermore, I enjoyed the book and also learned a lot from it. Even though it has been written with a focus on the United States, I think the overall idea applies to anyone in any place. Because of these factors, I will give the book 4 out of 4 stars. I don't see why I should deduct any stars.
If you want to reconfigure your life, this book is a perfect choice. It has great lessons that any adult wishing to make his or her life better will find worthwhile. I highly recommend it if you fall within the above bracket.
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Reconfigurement
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- Bisola Adeleke
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