Review of Reconfigurement
- Louange Masiga
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Review of Reconfigurement
Choosing to read Reconfigurement by E. Alan Fleischauer was one of the best book choices I’ve ever made. The book is about planning for retirement, or as the author likes to say, “ Reconfigurement is about planning ahead”. Being a certified financial planner, he introduces the reader to the sort of financial advice he would his clients. He enlightens us about the possible financial burdens one needs to be prepared to bear during retirement; therefore, emphasizing the need for preplanning how the retiree will afford those burdens in light of the fact that we are now living longer. He, therefore, introduces us to various investment options that are available for those planning for retirement and even encourages us to plan for our children and grandchildren as well. The importance of budgeting, disability insurance, life insurance, health insurance, pension plans, and working after retirement for as long as one can, are some of the important concepts he touches on as necessities for planning ahead. All this he does in a very enjoyable way to help the reader reconfigure their life and make sure that living longer is a blessing and not a burden.
I thoroughly enjoyed this book. E. Alan Fleischauer’s way of delivering this important content really made me look forward to reading it each day. I like that he clearly understood how boring the information can easily become so he would throw in some financial jokes here and there. I felt like this was a close mentor giving me financial advice face-to-face. Every time he said, “okay?” I felt reassured or like I should answer back, “okay”, because I understood. Or when he was groaning at his own dad jokes or bored of his own writing, I really couldn’t help laughing at his reactions. And yet at that point, he was probably writing about death. An example of one sentence that had me gasping for air was when he said, “Now we will address codicils, which is not a newborn cod fish, but rather, an amendment to a will” (p. 90). Like, what? Where does he come up with these things? I felt embarrassed for laughing. All this is to say that he achieved his goal of passing on the information interestingly.
I don’t have anything negative to say about this book. It was very informative as well as enjoyable, “short and sweet”, which was his stated goal in the Acknowledgements. Also in the Acknowledgements, he thanked his wife for her accurate spelling which did seem helpful, seeing as there are very minimal errors.
I rate this book 5 out of 5 stars because I learned a lot, and as much as it was informative, it also was amusing. What I already knew about financial planning, the author made known even clearer. Reconfigurement is packed with many investment ideas and advice. It therefore met and even surpassed my expectations. It definitely is one of the best financial books I’ve ever read.
Even though this book is advertised as suited to adults in their 40s, I recommend this book to everyone of working age because Reconfigurement is about planning ahead, and as a reader in her twenties, I’ve learned that the earlier one plans, the better. We never know what type of obstacles life will throw us in the future that might change the course of our careers or families, case in point, is Covid-19. For that reason, everyone should read this book. I feel it is the perfect entry-level book for financial planning with retirement in mind since it is easy to read and entertaining. And then once you’re done reading, you can approach a financial advisor having acquired some knowledge.
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Reconfigurement
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